Modern business
banking for small business

All your business finances in one place. Expense management, invoicing, payments, banking, and bookkeeping. Open an account in 5 minutes, no credit check, no minimum balance, and no hidden fees.

Profit by Paymentus is a financial technology company, not a bank. Banking services provided by Evolve Bank & Trust®; Member FDIC.

Feature Comparison

Features
Traditional
Banks
Accounting
Software
Bookkeeper

Prepaid Business Cards

Traditional Banks

Give employees prepaid cards you control

Issue physical or virtual cards, view spend in real-time, set individual card limits, automatically track receipts.

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Invoicing & Payments

Traditional Banks
Accounting Software
Bookkeeper

Easy invoicing and speedy payments

Create & send custom invoices. Offer flexible payment options with credit card, debit card and ACH.

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Financial Management of Budgets & Projects

Traditional Banks
Accounting Software
Bookkeeper

Improve revenue and profitability with a real-time review of projects and budgets.

Track profitability and expenses through controlled funding and comprehensive reporting that shows spend per project, cardholder, and merchant.

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Free Accounting Software & Automated Bookkeeping

Traditional Banks
Accounting Software
Bookkeeper

Built-in accounting software plus Ires, our automated bookkeeper

Ires saves you time by reconciling all your PROFIT transactions and automatically generating P&L, Balance Sheet, and Cash Flow Statements

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Business Banking

Traditional Banks
Accounting Software
Bookkeeper

Modern business banking with no minimum balance and no hidden fees

Free ACH transfers, deposit checks via mobile phone, control employee access to view and transfer funds

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Serious security with 24/7 monitoring.

FDIC
$250k to $1M coverage
Bank grade
security
24/7 transaction monitoring
Spend controls

“Profit shaves off so much time and is so convenient. It also tracks individually what every person is spending.”

Theresa McFaul Owner, Mai Vu Plumbing & Construction

Our mission is to make businesses more profitable.

Profit makes it convenient to manage your business finances all in one place saving valuable time and money.
We’re a division of Paymentus, a NYSE-listed payment tech company serving millions of users and handling hundreds of millions of transactions annually.
Paymentus is proud to be named the 2022 "Best in Class" electronic billing and payment vendor by Aite-Novarica, a leading financial consultancy.